Apartments for sale: resale and new builds from owners
Apartments with no agent commission — straight from owners. Real photos, exact addresses, haggling in chat. Find your home by district and price.
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Good to know
Buying an apartment directly from the owner means saving the 3–5% agent fee and talking to someone who actually knows the place: the neighbors, the renovation history, the real utility bills. In owner listings, look for details no middleman writes: the year pipes were replaced, meter types, winter temperatures. Compare price per square meter within the district, not the city — the spread between neighboring streets can beat the spread between cities.
Selling? Take 15–20 daylight photos: every room from two angles, bathroom, kitchen, window views, the entrance hall. Add the floor plan as its own image — it holds buyer attention longest. Give numbers in the text: room sizes, floor, building year, winter utility costs. Listings with a floor plan and honest bills get 2–3 times more inquiries.
Questions & answers
Which documents should I verify before buying an apartment?
The property rights register extract, the ownership basis, a certificate of registered residents and no utility debts. Compare the layout with the technical passport: an unapproved remodel becomes your problem.
How much are the extra costs when buying?
Roughly 3–5% of the price: 1% state duty, 1% pension fund fee, notary services, valuation. Who pays is negotiable — usually split, or the buyer covers it.
How do I hand over money safely?
Through a bank: a letter of credit or a deposit box the seller can access only after title registration. Cash hand-to-hand at the signing is an unjustified risk.
New build or resale for the same money?
Resale is housing here and now: move in and live, with infrastructure proven over years. A new build offers fresh utilities and layouts, but add renovation costs (from 10–15 thousand hryvnias per m²) and completion risk. At the foundation-pit stage the discount is big — and so is the risk.
How do I negotiate an apartment price properly?
With arguments, not emotions: real sold prices of comparable units in the building, the cost of fixing defects (old wiring, windows), the seller's urgency. Typical resale negotiation is 3–7% off the listed price. Readiness to close fast is the strongest argument.
What about taxes when buying or selling an apartment?
The buyer pays 1% state duty and 1% pension fund fee. The seller pays 5% income tax plus 1.5% military levy if they've owned under 3 years or it's their second sale that year; otherwise 0%. Notary and valuation are split by agreement.